Live-Ranking
PROFIL VERIFIZIERT
Gesamtwertung
4,00 / 5
245 Bewertungen
Zur Plattform
Aktualisiert 18 Mai 2026
Geprüft von P2P Germany Redaktion · Geprüft von unabhängigen Analysten
Plattform-Fakten
Bereich
KMU
Anlageart
P2P-Kredite
Aktiv in
Europa
AUM / gesamt finanziert
1300M EUR
Mindestanlage
10 EUR
Beworbene Rendite
10,50%
Anleger
42000
Einzahlungsmethoden
Banküberweisung
Abschnitt 01 · Übersicht

Über die Plattform.

Robocash ist eine kroatische P2P-Plattform, die Kredite von Originatoren innerhalb der Robocash Group anbietet. Seit 2018 hat sie über 1,3 Mrd. € finanziert, mit einer strikten 30-Tage-Rückkaufgarantie, vollständigem Auto-Invest-Workflow und einem funktionierenden Sekundärmarkt — beliebt bei hands-off Privatanlegern.

Abschnitt 02 · Urteil

Stärken & Warnhinweise.

Vorteile

  • 30-Tage-Rückkauf konsequent eingehalten
  • Vollständiges Auto-Invest
  • Sekundärmarkt
  • Gemeldete schnelle 24-Stunden-Auszahlungen
  • 10 € Mindestbetrag

Nachteile

  • Nur gruppen-interne Originatoren — keine Drittpartei-Diversifikation
  • Einige Originatoren (z. B. Prestamer) hatten Zahlungsverzögerungen
  • Gemeldeter Cash-Drag und Storno-Einzahlungen
Abschnitt 08 · Regulierung

Lizenzen & Regulierung.

Lizenz
ECSP
Regulierungsbehörde
HANFA (Kroatien)
Abschnitt 13 · Stimmen

Anleger-Bewertungen.

12 von 215
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A
Anonym
13 Apr 2026

Buena experiencia en P2P

He estado más de un año con ellos y todo ha funcionado correctamente. He podido retirar toda la inversión sin problemas y obtenido los intereses establecidos. Lastima que últimamente los intereses ya no son tan competitivos.

A
Anonym
11 Feb 2026

Good for me

Good for me. When there are defaulted loans, they are paid 30 days after the normal date. I used robo.cash during 4 years and was very happy with the interest rates.

A
Anonym
5 Sep 2025

Despite significant differences from…

Despite significant differences from other platforms of this type, there are no pros or cons that can be evaluated independently. Registration is straightforward, quick, and efficient. Accounts can be topped up both in EU banks and in the UK. After creating your own investment criteria model, the money was quickly distributed across available market transactions. A big plus is that you can choose to invest in short-term loans, which is much less common on other platforms. It's understandable and simple!

A
Anonym
4 Sep 2025

The (not always easy in P2P) Virtue of Always Being There with Solid and Consistent Performance

I think what's truly extraordinary about Robocash, what sets it apart from other P2P market players, is that it's always been there, offering solid and consistent performance to its investor users for years and years (I have been investing with them for more than 7 years now). Even more importantly, in difficult times, such as during the COVID-19 pandemic or the outbreak of the Russian-Ukrainian war, it has remained a pillar of reliability. Where many others faltered and hesitated, Robocash has continued to offer impeccable service to its users, always looking out for their interests. Furthermore, I particularly like the simplicity and accessibility of its interface, the quality of its customer service, the variety of opportunities, and its clear focus on auto-investment and one-click investing, minimizing the management time required by the investor / user. I mean, guys, it is common sense to give this platform a try!

A
Anonym
22 Aug 2025

I’ve tried this platform three times

I’ve tried this platform three times. Twice my funds sat idle due to cash drag, and on one occasion my deposit was even reversed. In my experience, it’s not worth it—your money ends up sitting idle instead of being put to work. While the platform lacks reliability and efficiency, the customer service has been decent when I reached out.

A
Anonym
19 Aug 2025

I've started only recently

I've started only recently, so not much experience with the investing, but the customer support is very helpful and portfolio creation was simple. Not all money was invested (about 10% still hanging), I hope it will soon. Might update after a few months, see how it fares.

A
Anonym
12 Aug 2025

Minor cash drag but consistent income

I've been using the platform for 10 months now, and everything has been running smoothly so far. I experience a minor cash drag, so I slightly reduced my portfolio. All payments have been made on time as always, which is great.

A
Anonym
11 Aug 2025

Blocks your account

I had signed up a few years ago, and never used this service. Then recently, they decided that "for security reasons" (always the same story with all of these), I was supposed to send a copy of my most recent valid ID. I was curious, because I genuinely didn't remember what company this was, and I logged in, and then I remembered I looked at it once and never came back, because it wasn't for me. Well, well, the whole CRS/Facta thing is just not prepared for the 21st century. It's 2025, people move, become nomads and stuff. So, it just happens that I am 1000s of km from the place I declared to be my "permanent residence". I could also just be on holidays... But... NO! "Because you've logged in from a "weird country", we've decided that your account has been compromised and we're blocking it until you send us a document proving you actually live where you said you do" But if you were naive enough to give these guys your money, don't log in from outside your home or you may lose your funds.

A
Anonym
7 Jul 2025

Robo.cash didn't have enough loans to offer.

Initial: 07/07/2025 Robo.cash doesn't have enough loans to offer. I have reached 30000 € investment. Their investment tool invest in few loans every few days. 3000€ are uninvested. However, I have increased all limits to the maximum in the Auto Invest tool, from 8% rate to 13% etc.. I have even created a new portfolio. I have ticked all loan suppliers. I'll be forced to withdraw money hoping it will get better with 20000€ investment. UPDATE: 23/07/2025 All Uninvested money has been reinvested. So, I updated to 4 stars out of 5 UPDATE:05/08/2025 Once again uninvested balance rose to around 1900€ !! So, I updated the rating to 2 stars.

A
Anonym
6 Jul 2025

De momento estou muito satisfeito

De momento estou muito satisfeito. Plataforma com excelente rentabilidade e pagamentos dentro do prazo.

A
Anonym
5 Jun 2025

Reliable and Fast – 3 Years of Solid Returns

I invested with Robo.cash for 3 years: instant withdrawals, quick support, and consistent returns. I’ve stopped P2P for ethical reasons, but Robo.cash was far better than platforms like Mintos where I had defaults.

A
Anonym
21 Mai 2025

Va muy bien insuperable

Va muy bien insuperable