I have written a review because I see some negative reviews so feel compelled to offset this with some nicer words.
Lendermarket has always been good to me and I have never had an issue with it, it has been a profitiable partnership.
Support has always been excellent as well as the investments.
It seems to me that people who write bad things have a fundamental misunderstanding of the product and how it works, but thats on them.
Loans by nature can be late or extended but this presents extra interest. Vary the loans and you are sweet.
No entiendo las reseñas que ponen 5 estrellas, creo que son compradas. Me dejé llevar por estas buenas reseñas y decidí probar... pero después de 2 meses debo dar la razón a las reseñas de 1 estrella.. es todo muy fácil para invertir, pero una vez que has metido tu dinero... no lo volverás a ver, al menos no en el tiempo que te indican. Yo metí 200e, no metí más porque no estaba confiada del todo.. y menos mal... supuestamente era para 30 días, llevo 69 días y de esos 200e y de sus correspondientes intereses todavía no he visto ni un céntimo de vuelta. Así que mucho ojo con invertir aquí, tú dinero será más rentable en otro sitio. Contacté con ellos y su respuesta es que permiten una extensión del plazo de pago hasta 240 días.. vamos, una barbaridad... lo dicho, si buscan rentabilidad, no es el sitio..
I saved for a Vegas trip and the high interest rates allowed me to fund this trip over the last 2 years. The Relations team have also been excellent too.
In a nutshell I have been scammed by a phishing attack and asked the team of Lendermarket to get the money back, since it was done from my account. After a short amount of time the helpful stuff came back to me and told me that they can offer me a solution and refund me.
I made an investment shortly before the war in Ukraine started. As a consequence, the payments on the loans from Russia and Ukraine stopped and I could not access my money. At some point Lendemarket started doing some rather small interest and principal payouts for a prolonged period of time. Eventually after a couple of years I received all my invested money + some interest. Even though it took long time, I appreciate that Lendermarket paid out everything.
no info on actual induvidual loan performance constant delays on repayment of loans.
Still no stats on individual performance.
I am a proud Hungarian investor, and Lendermarket has become probably the most popular p2p platform here. The product is great and the support team are world class.
Fast response. Good communication.
I had an issue with deposits and it was resolved within a day.
Merci pour votre aide précieuse, j'ai réussi à investir grâce à vous, service client réactif et précis, un régal !
I started investing on this platform about 1.5 years ago, with small amounts spread on several loans. After 3 months, I got a bit panicked because some loans were not repaid. I then took my money back as soon as I received a payment. But after 60 days, Lendermarket (LM) bought back the unpaid loans as promised.
Since them it became one of my favourite and most trusted investing platforms for short term investments.
Keep in mind that on average 2-5% of the borrowers will have problems to repay on time but LM has always bought back the defaulting loans after 60 days, even when the residual unpaid amount was as small as 0.02 Eur.
Two instances now where promotional campaigns were not fulfilled as written.
First case: I asked support for exact interpretation of campaign conditions before participating. I received a clear answer, acted on it, and the bonus was not honored according to what I was told. So even explicit confirmation from support meant nothing.
Second case: Christmas campaign advertised "up to 5%" bonus until 31st December. The Terms and Conditions referenced the promo code without a separate expiration date. The promo code for deposits was deactivated on 29th December, leaving me with liquidity I got in preparation, but without the promo bonus.
Be cautious. Written terms and even direct answers from support may not be honored.