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Income Marketplace

Estnischer Kreditoriginator-Marktplatz mit Cashflow-Puffer und 10 € Mindestbetrag.

Gesamtwertung
4,00 / 5
59 Bewertungen
Zur Plattform
Aktualisiert 8 Mai 2026
Geprüft von P2P Germany Redaktion · Geprüft von unabhängigen Analysten
Plattform-Fakten
Bereich
Verbraucherkredite
Anlageart
Fremdkapital, P2P-Kredite
AUM / gesamt finanziert
350M EUR
Mindestanlage
10 EUR
Beworbene Rendite
12%
Abschnitt 01 · Übersicht

Über die Plattform.

Income Marketplace ist eine estnische P2P-Plattform, die Investitionen in Kredite geprüfter Originatoren in mehreren Ländern anbietet. 2020 gegründet, hat sie mehr als 220 Mio. € finanziert und ist bekannt für ihren Cashflow-Puffer-Mechanismus, der Ausfälle auf Originator-Seite abfedern soll, bevor sie Anleger treffen.

Abschnitt 02 · Urteil

Stärken & Warnhinweise.

Vorteile

  • 10 € Mindestbetrag
  • Wachsende Originator-Auswahl über mehrere Geografien
  • Auto-Invest mit Länder-/Originator-Filtern
  • Cashflow-Puffer als Schutzschicht
  • Mobile App verfügbar

Nachteile

  • Kein vorzeitiger Verkauf am Sekundärmarkt
  • Gemeldete App-Stabilitäts- und Auto-Invest-Persistenz-Probleme
  • Cash-Drag bei Einzahlungsspitzen
Abschnitt 08 · Regulierung

Lizenzen & Regulierung.

Lizenz
EFSA (Estland)
Abschnitt 13 · Stimmen

Anleger-Bewertungen.

12 von 63
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A
Anonym
12 Apr 2026

All good, team and loans ok.

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Anonym
10 Apr 2026

I have been with Income for nearly two years now and overall my experience has been very good. I'm getting a great level of return on my investment and the process of adding funds has been extremely easy and efficient. There are still some issues though, mainly with website response which can be very slow at times affecting the ability to invest. Hardware capacity is supposedly being addressed at which point I would award a 5 score

A
Anonym
8 Apr 2026

The most reliable Peer2Peer platform. But... there's no secondary market. And this is a problem, the moment you want the flexibility to move your money around. But if you're fine with having your money stuck in just one place, I couldn't recommend Income Marketplace enough.

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Anonym
8 Apr 2026

I’ve been investing with Income for almost 5 years now, and my experience has been consistently excellent. The platform strikes a strong balance between attractive returns and a clear focus on investor protection. I’ve been getting an average return of around 12.15%, which I’m very satisfied with! :) Especially given the level of transparency and risk controls they have in place. Now, what really stood out to me was the opportunity to visit their team in beautiful Tallinn last year. Meeting them in person reinforced my confidence. They are serious, professional, and genuinely committed to safeguarding their investors. Overall, a platform I trust and plan to continue using. Sophia

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Anonym
7 Apr 2026

All functions by substance as needed

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Anonym
7 Apr 2026

Been investing primarily in ITF Group loans for the past 2+ years. It's been fairly OK thus far with regular payments. There are certain enhancements that are taking longer than desired (intro of secondary market, greater loan originator diversity, Auto Invest capabilities)

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Anonym
7 Apr 2026

Investing more and more with Income since last year. One of my favorite platforms, as I use over 20 different ones for risk mitigation. Good yields, no cash drag.

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Anonym
7 Apr 2026

Llevo varios meses invirtiendo en préstamos a través de la plataforma Income Marketplace y, de momento, mi experiencia es muy positiva.

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Anonym
7 Apr 2026

Dos años invirtiendo , todo funciona correctamente, retiros llegan sin problemas y el interés es correcto, income sigue creciendo cada mas originadores que te permiten diverficar en mas paises una buena opción

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Anonym
27 Jan 2026

I am unable to sign into the app having invested a few quid there I have sent several emails to no avail. Deleted and re-downloaded the app to no avail. At this point not sure what is happening or if my money is safe as heard nothing from anyone. Update. Hi there I sent a screenshot of what it says when I try to log in but no responses as of yet from you guys. I also made contact via your “contact us” tab on the website again with no response. The initial email I sent was a response to one of your marketing emails upon which someone responded and said to let them know what it says when I log in to which I sent the screenshot and as of yet haven’t received a response. I am still as of yet unable to log into the app. Update: Ok no problem I will try that thanks for your help. Kind regards.

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Anonym
4 Jan 2026

Perfect! Very reliable

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Anonym
6 Dez 2025

Einmal investierte Mittel können nicht vorzeitig am Sekundärmarkt verkauft werden. Alle Investitionen müssen bis zum Ende liegen bleiben!